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TERMS OF SALE
ALL ITEMS ARE
GUARANTEED GENUINE and as described. Forever.
FORM OF PAYMENT: For immediate shipment, please pay by Money Order or Credit
Card (all major cards accepted). Bank drafts and personal or business checks are
also accepted, but shipment will be delayed by a 10-business-day clearance
period from date of deposit (unless you have established credit with us from
prior transactions). All checks must be payable in U.S. dollars drawn on U.S.
banks (and please make payable to Daniel Frank Sedwick, LLC).
GIFT CERTIFICATES: Just tell us how much you want to spend and we will send
you a certificate for credit that is redeemable within one year for any of our
offerings or services (same terms apply as for any other purchase).
RETURNS: Accepted within 30 days of shipment on any merchandise not altered
or damaged during or after shipment (customer assumes risk and expense of return
shipment). You may opt for a refund (minus shipping cost) or a credit toward
future purchase from us. All sales are final after 30 days, but we are usually
willing to buy back items after this time period.
CREDIT-CARD RETURN POLICY: When you pay by Credit Card, please keep in mind
that we are charged as much as 3% by the merchant-card processors, even if you
return something for a refund. Therefore, if you pay by Credit Card, your return
will be subject to a 3% re-stocking fee (waived if you opt for a credit instead
of a refund).
PRIVACY POLICY: For security purposes we do not retain customers'
credit-card data, so please provide your full information with each order. We do
not have any special encoding in our emails, but we do make a point to delete
your sensitive information when we reply. The safest way to send your
information is by fax or phone (voicemail), both of which are private and
accessible only by us.
LATE ACCOUNTS: Payment in full must be postmarked by the due date on the
invoice or interest will accrue at a rate of 1½% monthly, calculated from the
date of the invoice. All items remain the property of Daniel Frank Sedwick, LLC
until paid for in full.
INTEREST-FREE LAYAWAY: As a courtesy we offer layaways on any purchases of
$200 or more for which the balance cannot be paid in full within 15 days of the
invoice date. You may choose from 1-month, 2-month, or 3-month layaways.
Whatever the duration, any layaway requires a non-refundable deposit of ¼ of the
total, and if that deposit is not received within ten days of the order, then
the layaway is automatically cancelled. For a 1-month layaway, ¼ is due within
ten days and the balance is due in one month. For a 2-month layaway, ¼ is due
within ten days and 3/8 of the total is due every month. For a 3-month layaway,
¼ is due within ten days and ¼ is due every month. Each payment must be
postmarked by the due date or else a 1½% monthly interest charge on the balance
due will be imposed. If not paid in full within the term of layaway, the
purchase will be considered in default and therefore cancelled, the deposit will
be retained, and any other payments less interest charges will be refunded. No
credit-card payments are accepted for layaway.
FLORIDA RESIDENTS, REMEMBER: All sales under $500 are taxable, as are all
non-coin sales (books and artifacts). Therefore, if you are buying $475 worth of
coins, for example, you can either pay $28+ in sales tax or buy $25 worth more
in coins and pay no tax! Also, please note that the amount of tax due depends on
your county surtax (total range of 6% to 7.5%).
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